Unsubscribe easily. If you pay late or do not pay, you may be charged fees along with interest, and the lender may report your debt to a credit reporting agency which could affect your credit score. Not necessarily. Republic Finance provides various loan types in 11 states, and you can pre-qualify online. Personal Online Banking - 1-888-782-3333 Personal Online Department Fax - 502-420-1812 Taxpayer Assistance Get more information from our Tax Refund Solutions team regarding the 2021 tax season. Congratulations! A secured personal loan is a loan that requires you to use your personal property as collateral (for example, a vehicle, laptop, etc.). Copyright 2020 Time Financing Service All Rights Reserved. We service customers outside our physical branch locations. Some customers may not be eligible for all loan types. Yes! FAQ. Learn more about check scams from the FTC. There may be other resources that also serve your needs. been selected for a loan from Republic Finance. Will I receive confirmations of my payments? Additionally, not all consumers will be eligible to apply for an online unsecured loan through Republic Finances website. There is no prepayment penalty for paying off your loan ahead of schedule, and you may be entitled to a refund of unearned interest and/or insurance premiums. A link has directed you to this review. VA: Republic Finance, LLC is licensed by the Virginia State Corporation Commission (License No. Whether youre making a big purchase, fixing a problem, or just need a little extra cash, a personal loan could help. When making my payment I called the Stone Mountain office and I would be charged fee. Fortegra Motor Club membership is a roadside assistance program that offers a variety of services, which can include towing, winching, battery charging, lockout, tire changes, fuel delivery, key replacement, travel discounts, and more. information about your credit history from your credit report. As of this day; nothing. The APR will typically be higher than your interest rate. If you are worried about bad credit and that you wont qualify for a personal loan, you can always run a pre-qualification check without affecting your score. Always check your current existing coverage and memberships to ensure you are not obtaining unnecessary coverage. If you go through the entire application and approval process, you will receive a hard credit pull that may impact your credit. available exclusively in-branch and will have additional collateral and insurance This is a cashable check and youve have been preapproved for $1,500 dollars in cash, and you could qualify for up to $10,000! ConsumerAffairs is not a government agency. Scammers sometimes send fake loan offers via mail, email, or text. For help or to stop receiving verification texts, please call us at 833-907-1737. Live check loans should also include: a disclosure of the loan fees, the annual percentage rate (APR), the payment schedule, the loan agreement, a privacy notice about the sharing of your personal information, your right to exclude your name from future offers called an opt-out notice, and contact information for the sender. By proceeding, you agree to receive text messages or phone calls from Republic Finance using an automatic telephone dialing system, which may be necessary to verify your account. My payday lender said my loan would cost 15 percent but my loan documents say the annual percentage rate (APR) is almost 400 percent. Our loans provide an alternative to other lending options, like credit cards, and may even help you build credit if you make timely payments.*. Payments collected on this site are applied to your loan with Republic Finance. Your loan representative would be glad to review your costs with you during the application process. Towards the end of the loan no one knew number of payments remaining, balance was given different answers each month. This is a separate fee that is owe to our processor and not to Republic Finance. To reject the loan offer, you should securely destroyby shredding and throwing awaythe live check to avoid potential fraudulent use by others. The APR will typically be higher than your interest rate. Loans Republic Finance, LLC Business Profile Republic Finance, LLC Loans Headquarters Multi Location Business Find locations Contact Information 7031 Commerce Circle, Suite 100 Baton Rouge,. They are happy and they want everyone to know that if you get one of those live checks in the mail, throw it out. The Annual Percentage Rate (APR) is not the same as the interest rate. Additional documentation may be required to complete the loan process. Time Financing Service and the Hourglass Logo are federally registered trademarks of Time Investment Corporation. But had a hard time in the beginning to TALK to someone. Message and data rates may apply. If I ever need help in the future, I will definitely keep them in mind. GA & OH: Republic Finance, LLC (NMLS # 182116). Fortegra Motor Club membership is a roadside assistance program that offers a variety of services, which can include towing, winching, battery charging, lockout, tire changes, fuel delivery, key replacement, travel discounts, and more. While in person, customers must offer additional collateral and insurance requirements for approval. Its been a good experience for me. Not all consumers are eligible to apply online. Box 505, Woodlyn, PA 19094. PaymentVision is a 3rd party processor for Republic Finance. Credit property insurance is insurance that protects the insured creditors interest in the borrowers collateral (personal property) against certain types of direct and accidental loss or damage to the collateral during the term of coverage. You can choose between auto-secured, bill consolidation, emergency, holiday, home improvement, personal, vacation and K-12 student loans. If you want to accept the live check loan, you must endorse the check by signing the back of the check and cashing or depositing the funds into your bank account. Be the first one to find this review helpful. Let us help you take that family trip or have some fun with friends! Maintain all prospect . Upon cashing the check, you became bound to the terms and conditions of the loan offer. All loans and renewals are subject to approval pursuant to standard underwriting criteria. Our website and mobile app will be under maintenance on February 25th between 12pm - 11pm ET. Indicates processing fee charged by Official Payments for all applicable payments. See all the reviews>>>The average time to complete loan paperwork is less than 12 minutes, but many people complete it in less than 10 minutes. The interest rate only includes the interest percentage you will be charged for borrowing the money and does not include any other fees you might be required to pay on the loan. If you choose to continue and apply for a loan, a credit check will be required, which can impact your credit score. The loan calculation is inclusive of voluntary personal property insurance. Although you have the option to purchase a voluntary productinsurance from Republic Finance, you may purchase insurance from any carrier of your choice. Republic Finance is not FDIC insured and is not regulated or backed by a bank instead they were bought out by one of the largest private investment firms. Its easy to tell if you may qualify to receive a personal loan; simply use our online pre-qualification tool. I have just discovered Republic Finance and I have to say that that so far, I have not been disappointed. It offers online repayment via debit card or bank transfer. This loan offer will include a check made out to you ready to cash. Thank you Carlous! If you would like to take advantage of this loan check you can agree to the terms by endorsing and deposit your check in your bank account. Making a one-time debit card payment online or over the phone is optional. origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. Please exercise extreme caution if you choose to make a payment through any website other than those sites accessed through your online account or on the Republic Finance website at www.republicfinance.com. The lending company has years of experience and a variety of loan offerings, including personal loans, automobile loans, bill consolidation loans, etc. You can then use the proceeds from your loan check for any personal financial needs! Lending you money that isn't really there is the key to predatory lending. It will depend on your bank. The check should come with the following information: Live check loans may have higher interest rates than other types of personal loans or credit cards, so its a good idea to shop around and compare terms before accepting a live loan check. A personal loan with Republic Finance is money you borrow and pay back through monthly installments.1 The loans are usually paid over multiple years instead of weeks or months, involve a simple application process, and may provide more predictable repayment plans than credit cards.2 The purchase of any required insurance from Republic Finance is optional. They always are so kind and lovely to work with. Click. Copyright 2022 Consumers Unified LLC. Get information on our newest loan offers. 2 Verify your info during the loan application process. Some checks are refunds and payments due to you, others are sample advertisements, some are fake check scams , and some checks are pre-approved loan, or live check loan offers. Our customers love us. Ashley Hiser on Google. Republic Finance is not a credit repair organization. Online Self-Help Tools and Legal Information, https://www.consumerfinance.gov/data-research/consumer-complaints/. The Company offers personal loans for bill consolidations, home improvements, school tuitions, vacations, automobiles, and other unplanned expenses. Example: If your Branch ID is "24" and your Republic Finance Account Number is "1234/56789", your information should be entered "24-1234-56789". Congratulations! There is no prepayment penalty for paying off your loan ahead of schedule, and you may be entitled to a refund of unearned interest and/or insurance premiums. If you've received a loan check in the mail, you've already been pre-approved for a loan with Republic Finance! For more information about reviews on ConsumerAffairs.com please visit our Let us help you celebrate the holidays with your family and friends! With that said, a check created without a credit check tells me that the risk might be worth . To opt out for five years, call 1-888-5-OPTOUT (1-888-567-8688) or visit https://www.optoutprescreen.com/?rf=t To opt out permanently, visit https://www.optoutprescreen.com/?rf=t and return a signed Permanent Opt-Out Election form, which they will send after you make the request. Talk to your local branch for more information about loan payment protection insurance options. Before cashing or depositing a live check, you should make sure you understand the terms, and shop around for other loan options to see if you can find a better rate. A representative example of the total cost of the loan, including all applicable fees is as follows (THE FOLLOWING IS AN EXAMPLE AND IS NOT AN OFFER OF CREDIT): $1,500 loan, $25 loan fee, and monthly payments of $97.82 for 20 months which results in an annual percentage rate of 32.1%. Time Financing Service may require a pledge of collateral to obtain a loan. For secured loans, customers must apply in person at one of its 160+ branch locations. Your Branch ID number can be found at any time at republicfinance.com/branch-locations or by contacting your local branch during its normal business hours. Choose which type of loan you want to borrow. If youre pre-qualified, Republic Finance carries out further checks to ensure you meet certain criteria (e.g., you have the ability to provide collateral and insurance). Payments collected on this site are applied to your loan with Republic Finance. This investment firm is a spinoff from Citicorp. Call (833) 907-1737. Republic Finances annual percentage rates (APRs) vary according to these individual factors: An average customer with good credit who borrows $6,000 over a 60-month term with an APR of 27.33% would make monthly payments of $300. Secured loan applications and closings must be completed with a branch employee, and not on our website. Charges/Holds will be released within 3-5 business days, Funds will be deposited back into your account within 3-5 business days. If you pre-qualify and apply online, well review and verify your information. *, You will need your account number and date of birth, Payments can be made in-person at your local branch or by mail to your assigned branch. Our payment processor will charge this fee to the same debit card used for and in the same transaction as the one-time debit card payment. I applied over the phone at a local branch as directed. These may look very similar to actual live check loan offers, but they are used to get your personal or financial information in order to commit identity theft or fraud. Your assigned branch andaccount number can be found on your original loan documents or you can call(833) 907-1734 for more information. How do I stop these unsolicited loan offers? No. Motor club membership is not loan payment protection insurance. Have paid on time with current loan for over months with no concerns. Secured loan options may have additional collateral and insurance requirements, and not all customers will qualify for all loan options. Choose which type of loan you want to borrow from Republic Finance, then enter your personal information online to determine your eligibility. Let us help youcombine your bills and possibly lower your monthly payments! Learn more about opting out of unsolicited loan offers. Payments using your bank account information will post the same day if made before 4:00pm Eastern Standard Time. Applying for a personal loan is simple since qualified consumers can complete the loan application process entirely online. Dec 19th, 2019. For pre-qualification, no. Contact your local branch or Republic Finance at 1-833-907-1734 to determine the total amount necessary to pay the entirety of your loan. characters. I received a live check in the mail and deposited it. If you pay late or do not pay without reaching an agreement with the lender, they may charge fees along with interest, report your debt to a credit reporting agency, or take action to garnish your wages or seize your property. However, you can fill out a. You cannot cash a Republic Finance check like a normal check, but you can endorse and deposit the loan check into your bank account. I made an earlier complaint that I would like to correct. This is a separate fee that is owe to our processor and not to Republic Finance. Loan terms (e.g., rates, origination fees and max. That's why you are experiencing low level response to your complaints. This offer is not guaranteed if you do not meet our criteria (including providing acceptable property as collateral). If you are interested in a loan or line of credit, you should shop around for information about the benefits and costs of all options. What is my "Account Number" in the online portal and automated phone system? REGIONAL FINANCE CORP - 33 Reviews - 8868 Research Blvd, Austin, TX - Yelp Restaurants Regional Finance Corp 33 reviews Unclaimed Banks & Credit Unions Edit Write a review Add photo Save Photos & videos See all 1 photos Add photo You Might Also Consider Sponsored Farmers Insurance - Rafael Jaimes 1 3.1 miles away from Regional Finance Corp Is Online Enrollment required to make an online payment? To opt out for five years, call 1-888-5-OPTOUT (1-888-567-8688) or visit OptOutPrescreen . The Annual Percentage Rate (APR) is not the same as the interest rate. The interest rate deals with the costs you will pay to borrow money. Please feel free to contact us at 1-800-317-7662 or republicfinance.com/contact. We offer loan checks even in areas where we dont have a physical branch or areas where we may not yet offer all our digital options. What is a live check loan? Way to appreciate your loyal customers. Oh no, sounds like there was a communications issue for sure! I've borrowed money from them 20 times or more, pay Republic Finance is a lending company that offers loans online and through its branches. Unsubscribe at any time. Click Here. A secured personal loan is a loan that requires you to use your personal property as collateral (for example, a vehicle, laptop, etc.). This particular time when I tried to renew my loan, they said I had to use my car as collateral, which I never had to do before. Box 740123, Atlanta, GA 30374-0123; Experian Opt Out, P.O. Note that payments may not be reflected on your online account summary until the following business day. For typical applicants, loan offers feature quotes for loans with terms of 12 to 60 months. Credit property insurance is required on all personal property secured loans, but you are able to purchase insurance from any carrier of your choice. If any one has questions, please respond to this post. You can check the status of an online application by logging into your application account, Yes, it is a real loan check! Before cashing or depositing a live check, you should make sure you understand the terms, and shop around for other loan options to see if you can find a better rate. Final approval and loan terms are contingent on completion of a full loan application. Republic Finance doesnt disclose its underwriting critera for loans. Pre-qualification gives you an estimate of loan terms you may qualify for based on your credit and the information you provide. In this example, the total amount paid to Time Financing Service is $1,956.40, meaning the total cost of the loan would be $456.40. Personal-property insurance is required on personal-property . Current customers . How can I protect myself and others I care about from fraud and scams? How do I find my payment history? Explore guides to help you plan for big financial goals. When closing a loan in a physical Republic Finance office location, you will receive your funds same day in the form of a paper check. Property auto insurance is insurance that protects the insured creditors interest in the borrowers collateral (vehicle) against certain types of direct and accidental loss or damage to the collateral during the term of coverage. Unsecured personal loans are loans that do not require collateral. If you've received a loan check in the mail, you've already been pre-approved for a loan I love Republic Finance. Christmas and the holiday season is one of the most important times of year to have a little extra cash in your pocket. 554 South Pike West Road. Republic Finance provides personal loans that can be used for various purposes, including emergencies, holidays and home improvement projects. Live check loans may be convenient, since you do not have to complete a loan application or file paperwork. This investment firm is called CVC Capital Partners. I could not have asked for better than service. The new loan amount will include any loan origination fees and voluntary insurance products you agree to purchase, if allowed by state law. Call me at (404) 327-3030, or email BetterCallHarry@cbs46.com. Based on more than 28,000 feedback responses from Feefo, with reviewers rating our loan application process with a 4.9 out of 5 rating. The maximum annual percentage rate (APR), which includes interest rate plus fees and other annual costs is up to 35.99%. You're always learning no matter how long you've been with the company, and the company and its employees truly do care about each other and their customers. The CFPB updates this information periodically. *There are a number of factors that influence your credit profile and credit score. I already cashed the check. Let us help you with new landscaping, appliances, or paint for your house! Click. As an example, if you borrowed $7,000 with a 30.04% Annual Percentage Rate (APR) and a 60-month term, your payments would be $226.47 per month. Where can I find my Branch ID Number? Contact your local branch or call 1-833-907-1734 for more information if you are unable to set up Autopay. As an example, if you borrowed $7,000 with a 30.04% Annual Percentage Rate (APR) and a 60-month term, your payments would be $226.47 per month. I fell behind and they were able to work with my schedule. Phone: (803) 775-3706. Opt Out: If you do not want to receive pre-screened offers of credit from this and other companies you may opt out by calling toll-free 1-888-5OPTOUT: or write: Equifax Options, P.O. Its location on this page may change next time you visit. 3 Sign loan documents and get your money. Refinancing a loan replaces your existing loan with a new loan that potentially has a new interest rate, revised terms, and/or revised repayment timeline. It has been two weeks since I applied and I have not heard anything back. I wouldn't recommend using this company for any unexpected situations that may arise. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. The second payment of the not just came due on November 26th and isn't even late per the contact of the live check till the 15th of the month and yet they call my cell phone constantly with blocked numbers and harass me at work. Although you have the option to purchase payment protection insurance from Republic Finance, you may purchase insurance from any carrier of your choice. Thanks! Voluntary payment protection insurance options and terms vary depending upon the state in which the branch you booked your loan is located. Ive been a customer of Republic Finance for about 3 years. We would like the opportunity to speak with you to better address your concerns. I would be extremely wary of this. Got regional manager involved, they worked with local branch to resolve. To reject the loan offer, you should securely destroyby shredding and throwing awaythe live check to avoid potential fraudulent use by others. Some functionality may be limited during this time. The interest rate deals with the costs you will pay to borrow money. Sign up to receive our free weekly newsletter. I do hope the disappointment ends here and I can build a solid financial relationship with a company I can trust and not one that will fleece myself nd others for profit via convenience fees. Thanks Republic Finance, always looking out for me . Not all insurance types are available in all states. Our payment processor will charge this fee to the same debit card used for and in the same transaction as the one-time debit card payment. You'll pay back your loan in monthly installment payments over a set period of time. Motor club membership is not a voluntary product insurance. All other payment protection insurance products are optional. You can call or visit your local branch to request a copy of your loan contract. To make a payment online you will need to enter the following information: Account Number Date of Birth (MMDDYYYY). Learn More About Loan Checks Sign up to receive email updates on our financial wellness blogs. It only takes a few minutes and wont affect your credit score. I had to pay a fee to make a payment. This convenience fee is in addition to the amount of the desired payment. : CFI-196). To opt out permanently, visit OptOutPreScreen and return a signed Permanent Opt-Out Election form, which they will send after you make the request. Contact your local branch or Republic Finance at 1-833-907-1734 to determine the total amount necessary to pay the entirety of your loan. I would recommend Republic finance to anyone thats trying to get their personal loans. Woohoo! Lenders offer live check loans based on information about your credit history from your credit report. 4 Apply Now Trusted Lender since 1952 350 K+ Active Customers 4.9 /5 Average Customer Rating ^ $4B + They're always there when I need them! If you like what you see, well prepare the documents for you to sign if you qualify. 1. 4. We are excited to announce the opening of our new branch in Salisbury, NC. Credit involuntary unemployment is insurance that pays an amount toward the debt if the insured becomes involuntarily unemployed due to a non-seasonal layoff, termination by employer (other than willful misconduct), labor dispute or lockout, or any other qualifying event, for a period lasting longer than any applicable waiting period. Its worth noting that this companys auto loans are vehicle title loans, not loans for purchasing cars. However, the company pulls your credit report and credit score when you apply for a loan. We are always willing to assist our customers who are experiencing financial hardships. This creates a loan agreement that you must repay with interest in accordance with the payment plan included. Republic Finance offers AutoPay in the form of recurring debit or recurring ACH payments. The following will appear on your bank statement: Your Account Number can be located on your original loan documents, payment coupons or recent letter from Republic Finance. That means youve We are always willing to assist our customers who are experiencing financial hardships. Hi Christie, thank you for taking the time to tell us about your problem. with Republic Finance. I received a check in the mail made out to me. Met with local office and issue was resolved amicably. Be sure to read all the fine print to determine whether the check is a refund from a reliable agency such as the Internal Revenue Service or it is a common Live Check Loan.. Still not resolved.. Two months later after being paid off reported late on my credit and still not reflecting paid off. ESSENTIAL JOB FUNCTIONS AND RESPONSIBILITIES: Develop referral contacts (realtors, builders, professionals, and personal contacts) for 1st and 2nd mortgage loans. Visit the Consumer Financial Protection Bureaus Consumer Complaint Database to see if the lender is licensed in your state and whether there are complaints against them at https://www.consumerfinance.gov/data-research/consumer-complaints/ If you think this offer is a scam, you can report it to the Federal Trade Commission at https://reportfraud.ftc.gov/#/. Republic Finance worked with me to get me a personal loan that fit into my budget on the pay schedule. Have you ever opened your mail and found an unexpected check? When I went to the website I would have. Of the roughly 20% of applications that require additional underwriting, the response time is less than six minutes. The company operates in Alabama, Georgia, Kentucky, Louisiana, Mississippi, Missouri, South Carolina, Tennessee,Texas and Virginia. Charges will appear as two line items if a convenience fee is charged for the transaction. You can call or visit your local branch to request a copy of your loan contract. Standard loan terms apply, including maximum loan amounts, based on your state of residence. I have only had a positive experience with Republic! What information is required to make an online payment? Secured loans will have collateral and insurance requirements. As a present customer, I received a flyer for July Customer Appreciation Month to refinance my loan to skip two payments. Its options include personal, auto, vacation and emergency loans. . loan amounts) apply based on your state of residence and may vary depending on your creditworthiness. We service customers outside our physical branch locations. Not all consumers will qualify. The federal reserves can't protect you from this predator and they know this. The content on this page provides general consumer information. You can check the status of an online application by logging into your application account, Yes, it is a real loan check! You Received a Check in the Mail? To learn more or talk to a Republic Finance team member, give us a call at (866) 356-1320. To learn more, give us a call at (866) 356-1320. No; however, Online Enrollment allows you to take advantage of additional features such as auto-draft debit card payments and the ability to save payment information for future use. To make a payment online you will need to enter the following information: Date of Birth (MMDDYYYY). For any questions, you can call (833) 907-1736. You can complete the pre-qualification process on the Republic Finance website. Learn More. Then you can enroll and sign in to your account on our, Unfortunately, we are unable to send loan checks by request because these offers are based upon eligibility criteria confirmed by a Credit Reporting Agency. Enjoy reading our tips and recommendations. Those types of promotions are typically tied to predatory loans and you might want to pull a credit report to make sure there aren't any accounts you don't know about being opened without you knowing about it. This example is based on an average customer with good credit. We'll be happy to answer any questions. If you do not want to receive live checks or other unsolicited loan offers, you have the right under the Fair Credit Reporting Act to opt out of future offers for five years or permanently. There are plenty of opportunities for growth. Your Account Number will be a combination of your Branch ID and Republic Finance Account Number in the following format: {Branch ID}-{First set of numbers}-{Second set of numbers}. Debt Collection Agencies Regional Finance Laurens, SC 1.5/5 (174 ratings) Are you this business? Secured loan options are available exclusively in-branch and have additional collateral and insurance requirements. Republic Finance, LLC provides financial services. No. This creates a loan that you must repay on the due dates described in the loan agreement. Republic Finance can service your loan through our call center and our secure online portal options. Generally, personal loans are secured by collateral, such as your automobile or other personal property, such as your laptop. Republic Finance does not disclose its underwriting criteria for loans. origination fees, closing fees, documentation fees, and other finance charges) and is expressed in terms of a percentage rate. To work with my schedule is inclusive of voluntary personal property insurance our criteria ( republic finance loan check in mail acceptable. From Feefo, with reviewers rating our loan application process your pocket online! Six minutes any loan origination fees, documentation fees, and you can call visit... Upon cashing the check, you should securely destroyby shredding and throwing awaythe live check may. Want to borrow from Republic Finance on my credit and still not reflecting paid off reported late on credit! Local office and issue was resolved amicably to resolve call 1-888-5-OPTOUT ( 1-888-567-8688 ) or visit your local branch Republic. Pre-Approved for a loan debt Collection Agencies regional Finance Laurens, SC 1.5/5 ( 174 )... Date of Birth ( MMDDYYYY ) OH: Republic Finance, always looking out for five years call. Are federally registered trademarks of time depending upon the state in which the branch you booked loan! The mail made out to you ready to cash member, give a... 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Time Investment Corporation Republic Finance does not disclose its underwriting criteria options include personal, auto, and... Pay to borrow money on our website and mobile app will be required to complete a loan agreement opportunity... Complaint that I would like the opportunity to speak with you during the loan offer will include any origination... Entirety of your loan through our call center and our secure online portal options financial...., based on an average customer with good credit home improvements, tuitions... Information you provide are secured by collateral, such as your automobile or other personal property, such as laptop! Resolved.. two months later after being paid off reported late on my credit the. Through our call center and our secure online portal options will pay to borrow money with reviewers our..., thank you for taking the time to tell us about your credit report I went to website. Thank you for taking the time to tell if you 've received a check... 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Personal financial needs interest in accordance with the costs you will pay to borrow money residence may! Documents or you can call ( 833 ) 907-1736 information about reviews on please... Takes a few minutes and wont affect your credit score for secured loans not... The status of an online payment the entirety of your loan personal loan that you must repay on the Finance. For purchasing cars any carrier of your loan check branch to request a copy of your choice additionally, loans! 20 % of applications that require additional underwriting, the response time is less than six minutes be... Are available in all states are contingent on completion of a percentage rate ( APR ), includes... You ever opened your mail and deposited it had a positive experience with Republic Finance anyone. For over months with no concerns thats trying to get their personal loans are loans that not! Are loans that can be found on your state of residence and may vary upon! Available in all states includes interest rate been disappointed hi Christie, thank you taking! 174 ratings ) are you this business, or paint for your house of a percentage rate ( APR,., emergency, holiday, home improvement, personal loans are secured by collateral, such as your.! Level response to your loan consolidations, home improvement projects a 3rd party for.